Solutions

Helping you make the right decision.

Our tailored risk and insurance solutions are designed to help you navigate the complexities and make informed choices that protect and advance your business.

Solutions

Actuarial Valuation

Our team of internationally qualified actuaries brought together diverse background and experiences, from consulting, pension, insurance, corporate and audit. Our core solutions include:

Actuarial Valuation under IAS19 / TAS 19 / ASC 715 or other local GAAP in Asia
Expected Credit Loss Modeling under IFRS 9
Share-based payment valuation under IFRS 2
Asset Liability Management and funding valuation

Business Insurance

Protecting your real assets or legal liabilities against the unexpected. Our solutions span from traditional property and fleets to specialty solutions covering political risks, financial lines and professional indemnities. Our suite of products include:

Fleets
Property, stocks and warehouses
Directors and officer's liabilities
Professional liabilities
Employer Practices Liabilities

Cyber

Cyber risk is global, with enterprise-wide implication and ramifications. Organizations should approach cyber risk management wholistically, inclusive of business, security, operational, and risk experts. Our capability in this area includes:

IT Audit and Risk Assessment
Penetration Testing
Cyber insurance placement
Blockchain and Digital Assets

Insurance Advisory

Our insurance advisory practices cover a wide range of statutory and non-statutory solutions:

IFRS
Statutory reserving and RBC
Stress Testing
Product development and Rate Filing
Experience reviews and profit testing

Employee Benefits

We are the only few integrated providers of employee benefit solutions, from design to implementation:

Employee benefit plan design and benchmarking
Pension plan design and implementation
Flexible benefits plan design and feasibility studying
Flexible benefits platform implementation and roll-out
Insurance remarketing and placement
Claims management, administration and analysis

Private Capital Advisory

We provide comprehensive strategic advisory and capital raising solutions to public and private companies, sponsors and investors, providing advice and execution support across the spectrum of clients and transaction types, including portfolio sales and recapitalizations, capital sourcing or private funds. Our differentiated global network enables us to connect our clients with traditional investors and alternative capital partners, such as large family offices, global pension funds and endowments, sovereign wealth funds, insurance companies and strategic investors. Our core sector includes:

Hospitality
Financial Services
Real Estate Developers

Client Stories

We share here some of our experiences working closely with clients to bring about added business values

Client: Not Disclosed

A boutique asset manager based in Thailand looking to place liability coverage for the first time

Year: 2024

XEL worked closely with client to discuss various risks and concerns by both the executive teams and portfolio managers, and help to delineate the differences between D&O and IMPI covers

Industry: Finance

Asset Management Industry faces unique risks, from employment practices, regulatory compliances, mandate breaches etc. The evolving regulatory landscape only adds to the necessity of having a wholistic risk management practices

Client: Not Disclosed

A B2B-focused short-term loan originators looking for assistance in modeling their expected credit loss exposures.

Year: 2023

An in-depth discussion with management and working team leads to a construction of proprietary ECL model in compliance with IFRS 9

Industry: Finance

Construction contractors and sub-contractors face unique liquidity challenges that require originators to step in. A thorough understanding of underlying business models is required in order to build a relevant statistical model